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    &lt;h1 class="text-3xl font-bold mb-4 text-blue-900"&gt;Miscellaneous Provisions&lt;/h1&gt;
    &lt;p class="mb-4 text-lg"&gt;
        This website is operated by Banyo Limited (referred to as "Banyo/we/our/us"). As a user of this website
        (referred to as "you/your") you acknowledge that &lt;br&gt;any use of this website including any transactions you make
        ("use/using") is subject to our terms and conditions below (which includes any other &lt;br&gt;important hyper-linked
        sections e.g. Home delivery information, How to use this website, Returns and refunds and Privacy policy. In
        addition, you will find &lt;br&gt;other useful information within Contact us and FAQs. Please:&lt;/p&gt;
    &lt;ul class="list-disc list-inside space-y-2 mb-4 p-8 py-0"&gt;
        &lt;li&gt;
            &lt;p class="mb-4 text-lg"&gt;read through these terms and conditions carefully before using this website&lt;/p&gt;
        &lt;/li&gt;
        &lt;li&gt;
            &lt;p class="mb-4 text-lg"&gt;print a copy for future reference&lt;/p&gt;
        &lt;/li&gt;
        &lt;li&gt;
            &lt;p class="mb-4 text-lg"&gt;also read our Privacy policy section regarding your personal information.&lt;/p&gt;
        &lt;/li&gt;
    &lt;/ul&gt;
    &lt;h2 class="text-2xl font-semibold my-5"&gt;1. General&lt;/h2&gt;

    &lt;p class="mb-4 text-base"&gt;1.1 We reserve the right to change these terms and conditions at any time. Any such
        changes will take effect
        when posted on the website (see date at the top) and it is your&lt;br&gt; responsibility to read the terms and
        conditions on each occasion you use this website
        and your continued use of the website shall signify your acceptance to be bound by&lt;br&gt; the latest terms and
        conditions.&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;1.2 If you are not a consumer, you confirm that you have authority to bind any business on
        whose behalf you
        use this website&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;1.3 We reserve the right to modify or withdraw, temporarily or permanently, this website
        (or any part
        thereof) with or without notice to you and we shall not be liable to you or&lt;br&gt;
        any third party for any such modification or withdrawal.
        The website is provided by us to you on an "as is" and "as available" basis.&lt;/p&gt;

    &lt;h2 class="text-2xl font-semibold my-5"&gt;2. Order process&lt;/h2&gt;
    &lt;p class="mb-4 text-base"&gt;2.1 Please see the Home delivery information and How to use this website section for
        information on how to place an order. All
        orders that you place on this website will be &lt;br&gt;subject to acceptance in accordance with these terms and
        conditions.
    &lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;
        2.2 The 'confirmation' stage sets out the final details of your order. Following this, we will send to you an
        order acknowledgement e-mail detailing the products you have &lt;br&gt;ordered. Please note that this e-mail is not an
        order confirmation or order acceptance from Banyo.
    &lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;
        2.3 Acceptance of your order and the completion of the contract between you and us will take place on dispatch
        to you of the products ordered unless we have notified you &lt;br&gt;that we do not accept your order or you have
        cancelled it (please refer to Returns and refunds).
    &lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;2.4 We do not file details of your order for you to subsequently access direct on this
        website, and therefore, please print out these terms and conditions and the order &lt;br&gt;acknowledgement for your
        own records. If you wish to obtain specific details of your previous orders please refer to Contact us and FAQs.
    &lt;/p&gt;

    &lt;h2 class="text-2xl font-semibold my-5"&gt;3. Delivery&lt;/h2&gt;
    &lt;p class="mb-4 text-base"&gt;3.1 This website is only for delivery of products to customers with mainland UK and
        Northern Ireland addresses. We cannot deliver to the Channel Islands, Isle of Man,&lt;br&gt; Orkney, Shetland and
        Scottish Islands, BFPO addresses, or the Republic of Ireland. All goods must be signed for by an adult aged 18
        years or over on delivery.&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;3.2 Delivery charges and estimated timescales are specified in the Home delivery
        information section and also when you place an order. We make every effort to deliver &lt;br&gt;goods within the
        estimated
        timescales, however delays are occasionally inevitable due to unforeseen factors and all goods and products are
        subject to &lt;br&gt;availability. Banyo shall be under no liability for any delay or failure to deliver the products
        within estimated timescales. We recommend that you make arrangements for &lt;br&gt;trades people to carry out work on
        your
        behalf only after your order has been delivered.&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;3.3 Risk of loss and damage of products passes to you on the date when the products are
        delivered or on the date of first attempted delivery by us.&lt;/p&gt;

    &lt;p class="mb-4 text-base"&gt;3.4 As of TBC our delivery costs will be TBC for small items and TBC for larger items.
        These delivery costs will apply across the site and supersede any delivery prices &lt;br&gt;shown in online brochures,
        online leaflets and any other content.&lt;/p&gt;
    &lt;p class="mb-4"&gt;&lt;/p&gt;

    &lt;h2 class="text-2xl font-semibold my-5"&gt;4. Payment&lt;/h2&gt;

    &lt;p class="mb-4 text-base"&gt;4.1 We take payment from your card at the time we receive your order, once we have checked
        your card details and stock availability. Goods are subject to availability. In the &lt;br&gt;event that we are unable
        to
        supply the goods, we will inform you of this as soon as possible. A full refund will be given where you have
        already paid for the goods.&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;4.2 The price you pay is the price displayed on this website at the time we receive your
        order. No other prices published by Banyo are applicable to these items. The&lt;br&gt; following exception
        applies:&lt;br&gt;
        While we try and ensure that all prices on our website are accurate, errors may occur. If we discover an error
        in the price of goods you have ordered we will inform you as&lt;br&gt; soon as possible and give you the option of
        reconfirming your order at the correct price or canceling it. If we are unable to contact you we will treat the
        order as cancelled. If &lt;br&gt;you cancel and you have already paid for the goods, you will receive a full refund.
    &lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;4.3 Payment can be made by any method specified in How to use this website. For
        information about secure online ordering see Secure online shopping.&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;4.4 Title to any products you order on this website shall pass to you on delivery of the
        products provided that we have processed and received payment in full for the &lt;br&gt;products.&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;4.5 All prices include VAT (where applicable) at the applicable current rates but exclude
        delivery charges, unless expressly stated otherwise (see Home delivery information &lt;br&gt;for further details)&lt;/p&gt;



    &lt;h2 class="text-2xl font-semibold my-5"&gt;5. Returns, cancellations and substitutions&lt;/h2&gt;
    &lt;p class="mb-4 text-base"&gt;5.1 We offer a 7-day money back guarantee, please refer to Returns and refunds. In the
        unlikely event that you receive faulty or damaged goods, please refer to &lt;br&gt;our Returns and refunds section.
    &lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;5.2 Sometimes the product specifications from the manufacturer may change, in which case
        we will do our best to offer you a substitute of the same or better quality at the &lt;br&gt;same price. If you are
        not happy with the replacement you can return it in accordance with our 7-day money back guarantee. Where
        applicable, you may cancel your order in &lt;br&gt;accordance with your rights under the Distance selling regulations
        (see the Returns and refunds page for further details).&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;5.3 All sizes and measurements are approximate but we do try to make sure that they are as
        accurate as possible.&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;&lt;strong&gt; our &lt;a href="/returns" class="underline"&gt;Returns&lt;/a&gt;section:&lt;/strong&gt;&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;5.4 Products we are unable to cancel, refund or exchange&lt;br&gt;We cannot offer refunds or
        exchanges, unless faulty or not as described, on the following items:&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;5.4.1 Products which have been personalised for you&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;5.4.2 Where a product has been specially ordered for you, unless faulty, we are unable
        to refund or offer an exchange. This includes all gas fires, gas stoves, wood burning &lt;br&gt;stoves and wood and
        multifuel burning stoves, which are all made to order, as well as all fires made by the manufacturers Flamerite
        and Evonic. In exceptional&lt;br&gt; circumstances we may be able to accept return of these items with refund less
        deduction for restocking of 35% plus carriage to the distributor or manufacturer.&lt;/p&gt;


    &lt;h2 class="text-2xl font-semibold my-5"&gt;6. Intellectual property&lt;/h2&gt;
    &lt;p class="mb-4 text-base"&gt;6.1 You acknowledge and agree that all copyright, trademarks and all other intellectual
        property rights in all materials and/or content made available as part of your use of&lt;br&gt; this website shall
        remain
        at all times vested in us or our licensors. You are permitted to use this material only as expressly authorised
        by us or our licensors.&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;
        6.2 You acknowledge and agree that the material and content contained within this website is made available for
        your personal non-commercial use only and that you may&lt;br&gt; only download such material and content for the
        purpose of using this website. You further acknowledge that any other use of the material and content of this
        website is &lt;br&gt;strictly prohibited and you agree not to (and agree not to assist or facilitate any third party
        to) copy, reproduce, transmit, publish, display, distribute, commercially exploit or &lt;br&gt;create derivative works
        of such material and content.&lt;/p&gt;
    &lt;h2 class="text-2xl font-semibold my-5"&gt;7. Liability and indemnity&lt;/h2&gt;
    &lt;p class="mb-4 text-base"&gt;7.1 Nothing in these terms and conditions excludes or limits liability for death or
        personal injury caused by negligence, fraudulent misrepresentation, or any other liability&lt;br&gt; which may not
        otherwise be limited or excluded under applicable law.&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;7.2 Subject to section 7.1 above, Banyo will use reasonable endeavours to
        verify the accuracy of any information on the site but makes no representation or warranty of any&lt;br&gt; kind
        express
        or implied statutory or otherwise regarding the contents or availability of the site or that it will be timely
        or error-free, that defects will be corrected, or that the &lt;br&gt;site or the server that makes it available are
        free
        of viruses or bugs or represents the full functionality, accuracy, reliability of the website Banyo will not be
        responsible or &lt;br&gt;liable to you for any loss of content or material uploaded or transmitted through the website
        and Banyo accepts no liability of any kind for any loss or damage from action &lt;br&gt;taken or taken in reliance on
        material or information contained on the site.&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;7.3 Subject to section 7.1 above, other than as expressly provided in these terms and
        conditions with respect to specific products and except for the exclusive remedies set &lt;br&gt;out at Section 5
        above,
        any indemnities, warranties, terms and conditions (whether express or implied) are hereby excluded to the
        fullest extent permitted under applicable&lt;br&gt; law&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;
        7.4 Subject to section 7.1 above, Banyo will not be liable, in contract, tort (including, without limitation,
        negligence), pre-contract or other representations (other than fraudulent or negligent misrepresentations) or
        otherwise out of or in connection with the terms and conditions for any:&lt;/p&gt;

    &lt;ul class="list-disc list-inside space-y-2 mb-4 p-8 py-0 text-base"&gt;
        &lt;li&gt;economic losses (including without limitation loss of revenues, data, profits, contracts, business or
            anticipated savings); or&lt;/li&gt;
        &lt;li&gt; loss of goodwill or reputation; or&lt;/li&gt;
        &lt;li&gt;special or indirect losses&lt;/li&gt;
    &lt;/ul&gt;

    &lt;p class="mb-4 text-base"&gt;suffered or incurred by that party arising out of or in connection with the provisions of
        any matter under these terms and conditions.&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;7.5 Notwithstanding the above, subject to Section 7.1 Banyo's aggregate liability (whether
        in contract, tort or otherwise) for loss or damage shall in any event be limited to a&lt;br&gt; sum equal to the
        amount paid or payable by you for the product(s) in respect of one incident or series of incidents attributable
        to the same clause.&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;7.6 This clause 7 does not affect your statutory rights as a consumer, nor does it affect
        your contract cancellation rights.&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;7.7 We will take all reasonable precautions to keep the details of your order and payment
        secure, but unless we are negligent, we cannot be held liable for any losses caused &lt;br&gt;as a result of
        unauthorized access to information provided by you.&lt;/p&gt;

    &lt;h2 class="text-2xl font-semibold my-5"&gt;8. Miscellaneous Provisions &lt;/h2&gt;
    &lt;p class="mb-4 text-base"&gt;8.1 The contract between us shall be governed by the laws of England and any dispute
        between us will be resolved exclusively in the courts of England. English is the only &lt;br&gt;language offered for
        the conclusion of the contract.&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;8.2 We have selected our products on the basis that they will be used for domestic use
        only. If you are planning to use them for business purposes please make sure that&lt;br&gt; you are covered by
        appropriate insurance.&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;8.3 Banyo shall be under no liability for any delay or failure to deliver products or
        otherwise perform any obligation as specified in these terms and conditions if the same is &lt;br&gt;wholly or partly
        caused whether directly or indirectly by circumstances beyond its reasonable control.&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;8.4 To provide increased value to our customers, we may provide links to other websites or
        resources for you to access at your sole discretion. You acknowledge and agree &lt;br&gt;that, as you have chosen to
        enter the linked website we are not responsible for the availability of such external sites or resources, and do
        not review or endorse and are not &lt;br&gt;responsible or liable, directly or indirectly, for (i) the privacy
        practices of such websites, (ii) the content of such websites, including (without limitation) any
        advertising,&lt;br&gt; content, products, goods or other materials or services on or available from such websites or
        resources or (iii) the use to which others make of these websites or resources,&lt;br&gt; nor for any damage, loss or
        offence caused or alleged to be caused by, or in connection with, the use of or reliance on any such
        advertising, content, products, goods or &lt;br&gt;other materials or services available on such external websites or
        resources.&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;8.5 You may not assign or sub-contract any of your rights or obligations under these terms
        and conditions or any related order for products to any third party unless agreed &lt;br&gt;upon in writing by Banyo.
    &lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;8.6 Banyo reserves the right to transfer, assign, novate or sub-contract the benefit of
        the whole or part of any of its rights or obligations under these terms and conditions or &lt;br&gt;any related
        contract to any third party.&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;8.7 If any portion of these terms and conditions is held by any competent authority to be
        invalid or unenforceable in whole or in part, the validity or enforceability of the&lt;br&gt; other sections of these
        terms and conditions shall not be affected.&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;8.8 These terms and conditions do not create or confer any rights or benefits enforceable
        by any person that is not a party (within the meaning of the U.K. Contracts (Rights &lt;br&gt;of Third Parties) Act
        1999) except:&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;a. Banyo (as defined below) shall have the right to enforce any rights or benefits under
        these terms and conditions;&lt;br&gt;
        b. Banyo shall have the right to enforce and take the benefit of the rights or benefits of any limitation or
        exclusion or limitation of liability in these terms and conditions;&lt;br&gt;
        c. A person who is a permitted successor or assignee under Section 8.8 above of the rights or benefits of these
        terms and conditions may enforce such rights or benefits.&lt;br&gt;
        d. No consent from the persons referred to in Section 8.9 is required for the parties to vary or rescind these
        terms and conditions (whether or not in any way that varies or &lt;br&gt;extinguishes rights or benefits in favour of
        such third parties).&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;8.9 No delay or failure by&nbsp;Banyo&nbsp;to exercise any powers, rights or remedies under these
        terms and conditions will operate as a waiver of them nor will any single or partial &lt;br&gt;exercise of any such
        powers, rights or remedies preclude any other or further exercise of them. Any waiver to be effective must be in
        writing and signed by an authorised &lt;br&gt;representative of Banyo.&lt;/p&gt;
    &lt;p class="mb-4 text-base"&gt;
        8.10 These terms and conditions including the documents or other sources referred to in these terms and
        conditions supersede all prior representations, understandings&lt;br&gt; and agreements between you and Banyo relating
        to the use of this website (including the order of products) and sets forth the entire agreement and
        understanding between&lt;br&gt; you and Banyo for your use of this website.&lt;/p&gt;
        &lt;p class="mb-4 text-base desktop"&gt;The Banyo website is operated by:
        &lt;/p&gt;
        &lt;p class="mb-4 text-base capitalize font-bold desktop"&gt;Banyo Limited,&lt;br&gt;
        64, St. Barnabas Road,&lt;br&gt;
            Leicester&lt;br&gt;
            LE5 4B
        &lt;/p&gt;
        &lt;p class="mb-4 text-base desktop"&gt;Registered in England with company number&nbsp;3955869.&lt;/p&gt;
        &lt;p class="mb-4 text-base desktop"&gt;VAT Number&nbsp;754 4515 26&nbsp;&lt;/p&gt;
        &lt;p class="mb-4 text-base desktop"&gt;We recommend you print out a copy of these terms and conditions for your future reference.&nbsp;&nbsp;
If you have any questions regarding the&nbsp;Banyo&nbsp;website please refer to Contact Us and FAQs for more information and full contact details.&lt;/p&gt;

&lt;/div&gt;</div>